Skip to main content

What You Need to Know About Property Damage

4 min read

Legal Boulevard Square Logo

By Sheryl Walters

Property damage occurs when someone or something causes damage to your property. It can leave you facing major repairs or costly replacements.  You may have a right to seek compensation for those losses.

Your losses might be covered by insurance — yours or someone else’s. And if not, you may still have some right to seek compensation if someone else caused the damage. Find out more about property damage and what you can do about it below.

What Is Property Damage?

Property damage occurs when your property is damaged – it’s a pretty simple concept. Here are a few examples of property damage:

What Causes Property Damage?

Property damage can be caused by a variety of actions, forces and people. Here are a few common causes of property damage:

Kiko Camaclang/Unsplash

Who Pays for Property Damage?

How the expense for property damage is covered depends on a variety of factors, including what caused the property damage, whether you have an applicable insurance policy and whether you can make a compelling case for the damage being someone’s fault.

What Is a Property Damage Claim?

As you can see, property damage claims and figuring out who will pay for the damages is not a simple topic. In most cases, however, you begin the process by filing a property damage claim with the appropriate insurance companies.

If you experience damage, you should call your insurance company immediately to let them know and find out what the process is for filing a claim. A claim notifies the insurance company that a damage-causing event has occurred. It also puts in motion all of the processes required for compensation, which can include inspections, valuations and filing with other insurance companies involved.

However, filing a property damage claim doesn’t mean you’ll automatically be paid for all your damages. In some cases, you may want to get a lawyer involved to ensure that your claim is adjudicated fully and that you get fair and full compensation. An attorney can help you understand what the next steps are and whether you might need to escalate to legal action to get appropriate compensation.

Tip: Call your insurance provider as soon as any damage occurs, regardless of why the damage has occurred.


Kiko Camaclang/Unsplash

Tips for Dealing with Various Types of Property Damage Claims

Property damage situations can be simple or complex, but here are a few tips for dealing with them to help ensure a more satisfactory outcome.

Legal Boulevard Square Logo



How to Prepare for the Immigration Process Immigration

How to Prepare for the Immigration Process

The immigration process can be difficult to navigate. Learn what steps to take when preparing for your personal interview, naturalization test and medical exam. For many applicants, the immigration process is overwhelming and difficult to navigate. By taking the following steps to prepare, you can improve your chances of successfully achieving U.S. citizenship…

Read More about How to Prepare for the Immigration Process

5 min read

How to Determine If You Are Eligible for a Green Card Immigration

How to Determine If You Are Eligible for a Green Card

Determining eligibility for a green card can be complex. Discover eligible categories and which one might be the best fit for individuals or their families. For many people, obtaining a green card is an important milestone. It could be their first step on the road to working in the United States, joining a spouse or […]

Read More about How to Determine If You Are Eligible for a Green Card

5 min read

Class Action Lawsuits FAQ General

Class Action Lawsuits FAQ

Class action lawsuits let individuals join together to fight back against harm caused by corporations. Discover how class action lawsuits may pertain to you. Every day, deceptive business practices and outright on the part of corporations and other institutions cause physical and financial harm to individuals. Class action lawsuits give consumers the ability to fight back. Learn more […]

Read More about Class Action Lawsuits FAQ

5 min read

U.S. Immigration: How to Apply and What to Expect Immigration

U.S. Immigration: How to Apply and What to Expect

Explore the application process for U.S immigration. Learn about visa categories, eligibility requirements and information on visa approvals during COVID-19. Every year the U.S. Department of State issues immigration visas to family members, skilled workers and diversity immigrants. In 2019, the U.S. issued more than 450,000 immigrant visas to applicants across seven categories. There are different immigrant visas in […]

Read More about U.S. Immigration: How to Apply and What to Expect

4 min read